Econ and Finance Research Group

We focus on the financial decisions of households and their consequences for the economy and economic policy. The financial situation, savings and investment decisions of households are central to a better understanding of macroeconomic fluctuations and systemic risks in the financial sector.

The aim is to provide research-based insights from which policy recommendations can be derived. 


Research Topics

  • Household finance in Switzerland – An international perspective
  • Socioeconomic determinants of household finance decisions
  • Financial literacy, financial advice, and household finance
  • Retirement planning and labor market decisions
  • Regulation, liquidity constraints and homeownership
  • Mortgages, real estate prices and macroeconomic cycles



Winfried Koeniger

Prof. Dr.

Managing Director

Büro 06-103
Varnbüelstrasse 14
9000 St. Gallen

Roland Füss

Prof. Dr.


Büro 51-5015
Unterer Graben 21
9000 St. Gallen